Business and Financial Services

Colorado State University

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Federal Perkins Loan

Location: 1st Floor Howes Street Business Center    Mailing Address: 6024 Campus Delivery, Fort Collins,CO 80523-6024   Physical Address: 555 S Howes St, 1st Floor

Business Hours:

8:30 AM - 4:30 PM M-F


Contact Information

Phone: (970) 491-6467
Fax: (970) 491-2452

Pile of Cash with Cap

Federal Perkins Loan

The Perkins Loan is a low-interest (5%, fixed rate) loan for both undergraduate and graduate students. This is a federal loan serviced by Colorado State University. More information regarding payments, holds, consolidations, FERPA and annual tax notices (1098-E) can be found here.


Cancellation & Deferment Options

Loan Rehabilitation

The U.S. Department of Education has implemented a change to the Perkins Loan Regulations that allows rehabilitation of defaulted Perkins Loans. If your Perkins Loan with Colorado State University is in default, please read the information below.

Rehabilitation Provisions and Benefits:
Perkins Loan borrowers in default may rehabilitate their loan by making 9 on-time, consecutive monthly payments for the amounts owed on the loan as determined by Colorado State University. After the 9th on-time payment, Colorado State University will request that all defaults are removed from the borrower's credit history. In addition, the borrower will be returned to regular payment status, and all University holds (placed on account as a result of the loan delinquency) will be removed. The borrower will also begin a new 10-year repayment plan (that includes the 9 payments made during the rehabilitation period) based on the borrower’s original monthly payment. Eligible borrowers are given a one-time opportunity to complete a rehab. Once a borrower successfully completes a rehab the borrower is unable to complete additional rehabs if the loan is defaulted on again.

Borrower Responsibilities:
To take advantage of this loan rehabilitation provision, you must contact our office to request the rehabilitation agreement, make 9 on-time payments for the exact amount prescribed in the signed agreement and comply with all provisions stated in the original Perkins promissory note.

Rights & Responsibilities

  • It is your responsibility to keep the University informed of your current mailing address, phone number and email. Updates may be submitted at any time through RAMweb/RAMrecords
  • My name has changed, what should I do? Official name changes may be submitted through RAMweb/RAMrecords
  • In order to avoid late payment penalties and adverse credit bureau reporting, timely submission of complete deferment and/or cancellation forms is just as important as making timely payments. Send all forms and correspondence to Colorado State University, Student Loans Receivable, 6024 Campus Delivery, Fort Collins, CO 80523-6024. Forms may also be emailed to
  • If you have a dispute concerning your Perkins loan with Colorado State University, you may contact the U.S. Department of Education Ombudsman

Terms and Conditions

Provisions and Repayment OptionsFederal PerkinsHealth ProfessionsWebster Barnes
Fixed Interest Rate5%5%6%
Eligible for Loan Consolidationyesyesno
Initial Grace Period9 months1 year9 months
Maximum Repayment Period10 years10 years10 years
* Minimum Repayment Installment* $40/month* $15/month* $40/month
Equal Installmentsyesyesyes

* Minimum Repayment Installment amount is based on the principal amount of loan. Loan has to be repaid within 10 years which may require a higher minimum repayment installment than listed above.