Business and Financial Services

• What's the Difference Between Deferment and Forbearance?
• I am experiencing financial difficulties and I need a forbearance. Contact our office to discuss your situation and to obtain the required application. (Health Professions Loans only qualify for forbearance when borrowers are experiencing economic hardships or unemployment)
• I am enrolled in a residency or medical internship program, what should I do? Contact our office to request the appropriate application for deferment
• Graduate Fellowship Deferment Request Form

In-School Student Deferment
A borrower may defer scheduled payments while enrolled at least full-time as a regular student in an eligible institution of higher education (or comparable Department of Education-approved institution outside of the United States) for the purpose of obtaining a degree or certificate.

You must notify and request a student deferment for each term you are enrolled at another university. Contact our office and we will be able (in most cases) to verify your enrollment on the National Student Clearinghouse. If your current school does not report to the National Student Clearinghouse, email the completed In-School Deferment Request Form to us.

• It is your responsibility to keep the University informed of your current mailing address, phone number and email. Updates may be submitted at any time through RAMweb/RAMrecords
• My name has changed, what should I do? Official name changes may be submitted through RAMweb/RAMrecords
• In order to avoid late payment penalties and adverse credit bureau reporting, timely submission of complete deferment forms is just as important as making timely payments. Send all forms and correspondence to Colorado State University, Student Loans Receivable, 6024 Campus Delivery, Fort Collins, CO 80523-6024. Forms may also be emailed to bfs_arloans@mail.colostate.edu
• If you have a dispute concerning your Health Professions loan with Colorado State University, you may contact the U.S. Department of Education Ombudsman

* Minimum Repayment Installment amount is based on the principal amount of loan. Loan has to be repaid within 10 years which may require a higher minimum repayment installment than listed above.